Best Credit Cards for Salaried Professionals India
Credit Cards can prove to be really handy at time of need when you don’t have cash and in addition to this, another benefit of having a credit card is that you can get anything on finance so for example, if you want an iPhone 7 then you can walk into the showroom and get the iPhone on EMI without any documentation work. There are different banks which issue credit cards and it can be confusing to choose the best one so here in this article, we have listed some of the best credit cards for the salaried professionals in India.
5) Axis Bank My Zone Credit Card
Axis Bank My Zone credit card is one of the best when it comes to the reward program. The annual fee for the credit card in just Rs 500 and you get a host of benefits like you get 25% off on the movie tickets and in addition to this, you get 4 reward points for every Rs 200 spent. These points can be redeemed for cash vouchers or anything else from the reward program’s website. The card also comes with complimentary access to airport premium lounge which can be availed at any of the participating airports.
4) HDFC Bank Money back Credit Card
The advantage of this card is that there is no Annual Fee and no Joining Fee of this card so if your card usage is low then you should buy this card. In addition to this, there is a reward program on this card which lets you redeem the reward points for the cash that can be credited to your next statement. In addition to this, the card has lower eligibility criteria which make it easy to get the card.
3) Standard Chartered Platinum Reward Card
This card from Standard Chartered is also one of the best cards in our list as the annual fee of the card is 0 and in addition to this, the user gets 5 times the normal reward points on the fuel spending and dining in leading hotels. This card is for a person who travels a lot.
2) HSBC Visa Platinum Credit Card
Coming to the next card in our list, it is HSBC Credit Card. The fee for this card is also 0 and in addition to this, you will get 10% cashback on anything that you spend on. The cash back is valid only for the 90 days since the card has been issued. In addition to this, you get amazing reward program with the card and this card is basically for the people who spend a lot through Credit Card
1) The American Express Platinum Travel Credit Card
This is one of the best cards on our list but it comes with a joining fee. The first year, the joining fee is 0 but from the second year onwards, the joining fee is Rs 5000. If you make annual spending of Rs 1.9 lakh, you get travel vouchers of Rs 7700. In addition to this, you get more rewards like Taj Group Vouchers etc. for spending more than Rs 4 Lakhs on his card in a year.
These were some of the best cards for the salaried professionals. You can choose among one of these and apply online for the card.
5) Axis Bank My Zone Credit Card
Axis Bank My Zone credit card is one of the best when it comes to the reward program. The annual fee for the credit card in just Rs 500 and you get a host of benefits like you get 25% off on the movie tickets and in addition to this, you get 4 reward points for every Rs 200 spent. These points can be redeemed for cash vouchers or anything else from the reward program’s website. The card also comes with complimentary access to airport premium lounge which can be availed at any of the participating airports.
4) HDFC Bank Money back Credit Card
The advantage of this card is that there is no Annual Fee and no Joining Fee of this card so if your card usage is low then you should buy this card. In addition to this, there is a reward program on this card which lets you redeem the reward points for the cash that can be credited to your next statement. In addition to this, the card has lower eligibility criteria which make it easy to get the card.
3) Standard Chartered Platinum Reward Card
This card from Standard Chartered is also one of the best cards in our list as the annual fee of the card is 0 and in addition to this, the user gets 5 times the normal reward points on the fuel spending and dining in leading hotels. This card is for a person who travels a lot.
2) HSBC Visa Platinum Credit Card
1) The American Express Platinum Travel Credit Card
This is one of the best cards on our list but it comes with a joining fee. The first year, the joining fee is 0 but from the second year onwards, the joining fee is Rs 5000. If you make annual spending of Rs 1.9 lakh, you get travel vouchers of Rs 7700. In addition to this, you get more rewards like Taj Group Vouchers etc. for spending more than Rs 4 Lakhs on his card in a year.
These were some of the best cards for the salaried professionals. You can choose among one of these and apply online for the card.
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